Are you in debt and feel that you have no other option but to file for bankruptcy? Many people struggling with debt often consider bankruptcy as a way to escape the bills that keep pilling up. However, there are other things besides bankruptcy you … [Continue reading]
Why You Should Never Raid Your 401(k)
Your 401(k) is supposed to be used in retirement and not one day before, thus making it a bad choice for those looking for a loan. You should never take out of your 401(k) unless it’s your last resort and you have nowhere else to turn for cash. … [Continue reading]
4 Ways to Create an Effective Budget
Are you overspending? Do you want to contribute more money to your savings? Do you want to get out of debt? If you answered yes to any of the aforementioned questions then you need to create a financial budget to see what you’re spending your … [Continue reading]
Financial Planning Needs Regular Health Checks
A financial plan is a method of evaluating an individual’s financial situation, both in the present and in the future. This is done by using several factors or variables in the present and predicting future values such as assets, cash flow and … [Continue reading]
Evan Vitale – Do You Need a Financial Plan?
By Evan Vitale Financial planning is important at almost all stages of life. Priorities in life changes at different stages however, one common factor underlying it should be financial stability. One, which you could have, if you would have … [Continue reading]
Evan Vitale – How to Retire When You Want
By Evan Vitale Most people in America are hard workers. We are a nation of workaholics, according to citizens from other nations around the world. We work on average over 40 hour weeks and more than 20 percent of Americans work 49 hour weeks; 11 … [Continue reading]